If you save $1.5  out of every $100 you earn, you’re an average Canadian according to Stats Can Dec 2006 results.

Your Money by Design is based in B.C., where the average resident earns $38,500, so that means each of us is setting aside a whopping …$600 or so per year.
Not really enough for retirement, much less a vacation or the new audio system!

No matter what your income, you do not have to fit this statistic!
Your Money by Design invites you to rediscover the lost art of saving.

It’s not hard to do, it just takes a bit of forethought, setting up an automatic payment plan (I recommend Citizens Bank, 3.5% or ING Direct), and determination.

If you have a moment, visit the YMbD Savers forum - cheer on the contestants as they adjust their habits to result in more savings!

Here are some fun ‘rules’ by Madame X (a single in New York City) for determining whether you should spend on something now, or wait.

If you want to break the national trend and become an uber-saver, join the YMbD clan today! We help people just like you move from spending-it-all to becoming strategic, savvy, and saving, all while thoroughly enjoying life.  Click the ’seminars’ link below.

For a further thought and suggestion, click ‘tips’ below.