Has debt has become a binge and purge lifestyle? If you want off the rollercoaster, we can help! We’re not a credit counselling agency, but we do help people manage their cash flow effectively, and become savvy handling credit.
fyi: The Bank of Canada Dec 2006 reports that for every $1 we earn, we owe $ 1.25. So if you think you owe a lot, you’re in good company! The good news is, most of us a managing to keep up our payments, and also, most of us have assets in our balance sheets to counteract the debt.

Many clients we meet, are, frankly, on much better ground than they thought. However, like the tail wagging the dog, their debt has become the central drama of their finances, and is driving their financial behaviour. We help people become more grounded, so they can make more appropriate decisions. Very often, it’s simply a matter of tweaking cash flow and slowly but surely shedding the debt, rather than the spinning into a dark debt cycle.
If you are in significant debt trouble, visit www.thedebtsolution.ca - a Richmond, B.C. business with some debt arbitration solutions. If you think you may be insolvent, and wonder about the bankruptcy process, Price Waterhouse Coopers provides a great F.A.Q. - be sure to click the Ask a Trustee option as well.

ps - if you have a moment, visit Krystal via her blog, “Give me back my five bucks” and congratulate her - as of Friday April 13th, she is now student-loan-debt free! It’s been a lot of hard work on her part.

If you’re not in dire debt straits, but broke and tired of it, here’s what to do.