the financial consumer agency of canada did a study last fall on Canadians and their banking habits.

Interesting stuff!� Here’s the link:� http://www.fcac-acfc.gc.ca/eng/Publications/SurveyStudy/Consumer/PDFs/FCAC_GenSurvExec_2006-eng.pdf

Key highlights (how do you stack up?):

60% of Canadians deal with only one bank for everything.� This percentage diminishes in inverse relationship to education levels.� Note:� in 1998, it was 38%!

8% opened or tried to open a new account at a new financial institution last year

59% claimed that their total monthly service fees were less than $10

85% have a credit card;� 58% had more than one credit card - 49% have one at a f.i. other than their primary f.i. ; 3.3 million got a new card last year;� 45% carry a balance from month to month

46% used the internet for personal banking; 42% used only in-person traditional banking; 25% use telephone banking

6% claimed they had a serious problem with their institution last year = 1.4 million canadians

60% said they find most information about financial matter hard to understand

40% have consulted with family about their finances

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41% acknowledged a need for further education about their finances

… and the really interesting stat:� 1/3 of us follow a budget closely; 1/3 of us follow one ‘more or less’; 1/3 of us don’t follow one at all…