Kat - I so relate to your story. I am a “J” according to Myers Briggs. I like to plan things, and I like things to go according to plan! When faced with a last minute adjustment, especially big, I freeze.

As a money coach, I’ve really noticed that one’s natural temperaments dramatically affect their finances.

People who are natural planners have an easier go of organizing and sticking to a financial plan, although perhaps get more stressed about it.

Go-with-the-flow types have to exert extra effort to keep their financial house in order. On the other hand, I sometimes wonder if they enjoy life more because they simply don’t dwell as much on what ’should’ be, in favour of simply experiencing the ups and downs as they come.

It might be useful to ask yourself if you are a ‘natural planner’ who dislikes disruptions to the plan, or a go-with-the-flow-type. Then, ask what the strengths are that you could develop even further, to your financial advantage.

I hope you have a wonderful holiday … and I’ve included an image to inspire you